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Things Need to Know About Cruise travel Insurance

October 26th, 2013 4:52 am

Discovering the world whilst on a cruise can be a truly spectacular holiday experience. Adventure, new discoveries, beautiful destinations and partying at the Captain’s table can all be part of life on a cruise.

But what many people don’t realise is that even if you’re cruising Australian waters, once your cruise ship has left port, you are no longer covered for hospital or medical expenses by Medicare or your usual private health care provider.

Health care costs on board or outside of the country are very expensive. Hospital bills can be as much as $5,000 per day. Treatments, consultations and medications on board a ship are charged at private rates. Don’t base your insurance decision on the assumption of ‘it won’t happen to me’. The unexpected does happen.

If your travel plans include cruising for more than 4 consecutive days, depending upon your insurer, you may have to select Cruise Cover as an additional option to your standard international policy. Some insurers automatically cover you whilst on a cruise, provided you have selected an international policy. Alternatively you can purchase from a provider specialising in cruise insurance.

If you plan on participating in adventure shore activities or sports such as scuba diving or parasailing, be sure to check your chosen policy covers these activities.

A good cruise policy will cover you for emergency medical evacuation from ship to shore, along with cover for general medical expenses such as hospital stays, doctor and surgical fees and dental. You will probably want to look at the level of cover for your valuables too, as many holiday makers will have a good camera on board to capture the stunning scenery on offer. Be sure to check that you are covered for any existing medical conditions too.

Travel in Moscow

July 9th, 2013 11:36 pm

Geography and Climate

Moscow is a very large city situated on the Moskva River and defined by a variety of ring roads. The climate is variable but the coldest months fall between November and March, and the warmest months between May and September.

The city is served by three airports: Sheremetyevo International Airport, Domodedovo International Airport, and Vnukovo International Airport. Currently, Domodedovo Airport serves the most international passengers. You can also arrive by train at various stations throughout the city.

Main Sites

Moscow is a large, old city with no shortage of interesting sites. Nevertheless, any trip to this Russian gem would be incomplete without visits to these main sites.

Red Square is in the centre of Moscow, and the most popular destination for visitors. Around Red Square you’ll find St. Basil’s Cathedral, the State History Museum, and Lenin’s Mausoleum.
The Kremlin is a major fortified complex on a site that has been continuously inhabited since the 2nd century BC. Check out the Diamond collection in the Armory, and take some time to visit some of the churches in the surrounding area.
Old Arbat Street is an interesting street that gives visitors a feel for old Moscow. You’ll find souvenir vendors, tourist cafes, and local artist shops. Prices for goods vary widely, so be careful not to be ripped off.
Bolshoi Theatre is a famed theatre in Moscow where you can see shows for around 1000 rubles.
The Tretyakov Gallery is one of the most impressive museums in the world. If you only visit one museum in Moscow, this is the one. You’ll find a great collection of Russian art from many of the countries artistic icons including Illya Repin.
The Pushkin Museum houses a great collection of Western art including Impressionist and Post-impressionist works.

City Parks

Moscow also boasts some truly lovely parks. If you’d like to spend a leisurely day outdoors, visit one of these many fine parks.

Gorkiy Park is home to some really nice cafes and restaurants and offers free WiFi throughout the park. Rent a boat or bike and spend the day enjoying the scenery.
Kolomenskoye is a former imperial estate that has become a popular destination for Muscovites. You’ll find some lovely churches and architecture that dates to the 16th and 17th centuries.
Park Sokolniki is a recreational park that also features an exhibition centre. Experience Russian nature without venturing too far from Moscow’s centre.

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